Your journey to homeownership starts here!

You don’t need a large down payment and perfect credit to buy a home in today’s market!

You’re surrounded by a wealth of information – news articles dissecting every facet of the economy to caring friends and family sharing their advice. Amidst this abundance and noise, confusion is created about the current market and the homebuying process.

We’re here to set the record straight about common misconceptions in today’s market.

“I don’t have enough for a down payment.”
You don’t need 20% down to buy a home. Certain loan programs may allow you to put down 3%; some require 0% down. A licensed Loan Officer can help guide you in the right direction. And don’t forget to ask about down payment assistance programs available in your area!

“I can’t afford to buy.”
Before you make a final decision on your ability to buy, reach out to an experienced Loan Officer to run numbers. They will take a look at your income, assets, and debts to help you arrive at a realistic homebuying budget. It may even be cheaper than renting!

“It seems like a bad time to buy.”
There is no perfect time to buy! The market will always be changing, and ultimately, your choice should be based on what’s right for you and your financial situation.

Don’t let assumptions of news headlines hold you back from buying your dream home!

Work with a team of experienced professionals to evaluate your unique situation so you can make an informed and confident decision.

Fill out the form below and we will set up a time to talk about how you can make your homebuying dream a reality!

FHA Loan

  • Minimum 580 Credit Score
  • Minimum 3.5% Down Payment

VA Loan

  • Minimum 580 Credit Score
  • No Down Payment Requirements

Rural Development Loan

  • Minimum 580 Credit Score
  • No Down Payment Requirements

Conventional Loan

  • Minimum 620 Credit Score
  • 5% down payment, with 3% down payment options available