Tag Archive for: Life Outside of Loans

Life Outside of Loans: The Freedom of Constraint

Last night I went to get a manicure. First thing they ask you to do is pick your color – sounds simple, right? Do I want pink, red or purple?

Nope. Most salons have literally hundreds upon hundreds of shades to choose from. Last night’s salon had not only 2 walls filled with bottles, but also every variation of pink, red or purple you could imagine. And the hot pink looks identical to the neon pink looks identical to the shocking pink.

Some may find it exciting or empowering to have so many choices in life; from nail polish shades to coffee flavors to cell phone cases. But I’ve started to appreciate the powers of constraint.

I recently went on an out of town trip, and when I packed I only brought one basic set of makeup: one lipstick, one eyeshadow, etc. It struck me while gone for that week how much simpler it was to not have to use any mental energy making decisions each morning about which product to use.

Instead of using that 5 minutes of brain power on makeup choices, what could I create with my mental energy? A pep-talk to start my day off right? A prayer for a friend in need?

My example of makeup selection may seem insignificant; try on these larger examples of constraint:

  • Only shopping for clothing at one store. Gone would be the hours of online browsing.
  • Making a regular rotating meal plan. No more wondering what’s for dinner.
  • Checking social media once a day. If you know you’re only going to log in one time each morning or evening, then no more obsessive opening and closing apps all day long.

Minimalism is also a great form of constraint. Many people think minimalism means owning one outfit, in an apartment with bare walls and one chair. Certainly, some minimalists take it to that extreme.

But minimalism can also be reducing the number of items we have—think of it this way, how many coffee mugs or water bottles do you have in your kitchen cupboard? They all take up space, require washing and maintenance, etc. They take up mental energy-when you open that cupboard, is it simpler to look at one mug or 13?

We can embrace and apply constraint in so many aspects of our daily lives. Then think of how those extra minutes and extra thought space can multiply into something larger. It’s a way to give yourself the gift of time, which we could all use more of.

Guest blogger Sarah Beahan has been a loan processor and executive team member of Michigan Mortgage since 2002. In addition to her work at Michigan Mortgage, she is a certified Life and Weight Loss Coach, and owns her own coaching practice called Weighed Down Coaching.

Life Outside of Loans: The Importance of Work/Life Balance

The term work/life balance is such an innocuous little phrase. It evokes mental pictures of an all-American mom or dad, thriving in their work while still managing a harmonious household. Many of us envision the balance as the way our separate life channels are supposed to co-exist, but I wonder: is a strict balance truly necessary?

I think instead in terms of life accounts, a concept introduced to me by the authors of Living Forward, Daniel Harkavy and Michael Hyatt. They suggest viewing the different facets of your life as sub-accounts. Just as you may watch your financial accounts to ensure they’re well-rounded (meaning one is not overdrawn whilst the other is in full supply), you can apply the same concept to your life accounts.

We all recognize that some seasons of work are more demanding than others-spring for a CPA, winter for a plow truck driver, and often summer months for mortgage and real estate professionals.

And same with life seasons: toddlers versus late teens, summer months versus school year, and soccer season versus…well, whatever the opposite of soccer is (not being a sports fan!).

Instead of striving for a perfect balance, I think the perfection lies in the natural slight discords that are inevitable. If your child has a dance recital Thursday evening, you naturally should leave the office to be there. And on the flip side, if your children are away for a week of summer camp, extra time on the job during real estate’s peak season is a perfectly acceptable option.

Belittling ourselves about the choices we make in our busy lives serves no one. But relaxing into the solution that there is no solution is empowering.

The balance we should instead strive for is in our thinking, and our commitment to ourselves that although the time spent on each life account may not be minute-for-minute, our love and enthusiasm for each can still shine through.

Guest blogger Sarah Beahan has been a loan processor and executive team member of Michigan Mortgage since 2002. In addition to her work at Michigan Mortgage, she is a certified Life and Weight Loss Coach, and owns her own coaching practice called Weighed Down Coaching.

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