Getting pre-approved for a mortgage is exciting. It means you’re one step closer to buying a home. But many buyers don’t realize that what happens after you apply can be just as important as getting approved in the first place. During the mortgage process, lenders continue reviewing your financial information all the way up to […]
In 2020 Michigan Mortgage introduced the Service Scholarship with the goal of recognizing High School Seniors who shared the dreams of pursuing a career in service. Careers in service include: Military Teachers & Educators Government & Politics Police Firefighters First Responders Doctors & Nurses For 2026, we received dozens of applicants and reviewed each one […]
If you’ve been thinking about buying a home, chances are you’ve asked yourself this question at least once recently: “Should I buy now… or wait?” With changing mortgage rates, rising home values, and nonstop headlines about the housing market, it’s understandable why many buyers feel unsure about when to make a move. The truth is, […]
“How much house can I afford?” If you’ve found yourself asking this question, you’re not alone. It’s one of the most searched mortgage questions right now, and for good reason. With home prices and interest rates constantly shifting, understanding what you can truly afford matters more than ever. The good news is, it’s not just […]
“Is now a good time to buy a house?” It is one of the most common questions buyers are asking right now, and the honest answer is this: it depends on your situation, not just the market. There is no perfect time to buy a home that applies to everyone. The right time comes down […]
The spring real estate market in Michigan is one of the busiest and most competitive times of the year, and 2026 is shaping up to be no exception. If you are planning to buy a home in Michigan or thinking about selling your house this spring, understanding current trends can help you make confident decisions. […]
Your credit score plays a crucial role in the home-buying journey. Whether you’re just beginning to think about purchasing a home or already shopping for mortgage options, understanding how your credit impacts the process can help you plan ahead and secure the best possible deal. Why Credit Scores Matter Mortgage lenders use your credit score […]
In 2020 Michigan Mortgage introduced the Service Scholarship with the goal of recognizing High School Seniors who shared the dreams of pursuing a career in service. Careers in service include: Military Teachers & Educators Government & Politics Police Firefighters First Responders Doctors & Nurses For 2025, we received dozens of applicants and reviewed each one […]
Summer is one of the most exciting times to buy a home in Michigan. The weather is beautiful, school’s out, and more homes are typically available on the market. But while summer brings opportunity, it also comes with a few unique considerations. At Michigan Mortgage, we’re here to help you navigate the process with confidence. […]
Michigan homebuyers, take note — big changes are coming that could make purchasing a home more achievable than ever. Beginning in May 2025, the Michigan State Housing Development Authority (MSHDA) will raise its maximum sales price limit for the first time in over 16 years. Thanks to the passage of HB 5032, this update opens […]
