Are you ready to turn your homeownership dreams into reality? Whether you’re a first-time buyer, looking to upgrade, or seeking to refinance, our tailored mortgage solutions will make your journey to homeownership a breeze.
We know that gathering the necessary documentation can be overwhelming but worry not! Although documentation required may vary depending on the type of loan, generally, the following documents are needed.
Proof of Income
This includes pay stubs, W-2 forms, tax returns, and bank statements to verify your income and employment history. Generally, we are looking for at least two years of employment history.
You will need to provide a government-issued ID, such as a driver’s license or passport, to verify your identity. Be sure your documents are up to date and not expired.
We will ask you to provide documentation of your assets. These can include bank statements or investment account statements. We want to ensure that you have the funds for a down payment and closing costs.
We understand that being self-employed comes with unique financial complexities. Our team will assist you in providing the essential self-employed documentation, including profit and loss statements and business tax returns, so you can secure a mortgage that suits your individual circumstances.
Personalized Solutions for Every Loan Type
We know that one size doesn’t fit all. That’s why we offer a wide range of mortgage options to suit your preferences. Whether you’re looking for a conventional loan, VA loan, FHA loan, or any other specialized loan, our experts will craft the perfect solution tailored to your unique needs.
By ensuring you have all the necessary documentation ready, you can expedite the mortgage application process and increase your chances of approval.